The annual open enrollment process for health and dental insurance has begun and ends Thursday, June 4. You must go online (Online Enrollment Instructions) to complete the enrollment process if you are:
• changing plans;
• adding/dropping dependents;
• contributing to a medical and/or dependent care flexible spending account; and/or
• declining health insurance coverage.

PRINT A CONFIRMATION AFTER COMPLETING THE ENROLLMENT PROCESS FOR YOUR RECORDS. CHANGES/ENROLLMENTS CANNOT BE ACCEPTED AFTER JUNE 4, 2015.

If you are keeping your current LLCC health and dental insurance plans AND not adding/dropping dependents, there is nothing you need to do. Your current information will roll into the next plan year that begins July 1, 2015.

At its regular meeting on April 22, 2015, the Board of Trustees approved changes to the Open Access Plan and proposed premiums for the 2015-2016 plan year. To review a summary of health insurance changes and premiums for the new plan year, please click on the link below. A fact sheet about the Cadillac Tax under the Affordable Care Act has also been provided.

FY2016 Health/Dental Insurance Summary Memo
Affordable Care Act and the Cadillac Tax

For a complete schedule of benefits for each plan and important notices about your health insurance coverage, please click on the links below. Also, for those who are on the High Deductible Plan with a Health Savings Account, the designated form below will need to be completed and sent to the Human Resources Office.

Open Access Plan Schedule of Benefits
High Deductible Plan Schedule of Benefits
Vision Plan Schedule of Benefits
Important Notices About Your Insurance Coverage
Important Contact Information
HSA Contributions Form

Effective July 1, 2015, LLCC will be utilizing a new dental insurance carrier, Cigna. Employees enrolled in dental insurance effective July 1, 2015 will be mailed new dental insurance cards to their home. Please be on the lookout for the new cards as they will likely be mailed in a plain, non-descript envelope and may appear to be junk mail at first glance. Once you receive your new dental insurance card, please securely discard your old card. To review a schedule of dental benefits, please click HERE.

In compliance with the Affordable Care Act, LLCC has provided a Summary of Benefits and Coverage (SBC) for each plan offered. This document, in a standard format, summarizes important information about each health coverage option to help you compare across options. This document is meant to help you compare plans. You may contact the Human Resources Office for a paper copy. Please refer to the Schedule of Benefits above for more specific plan information.

FY16 Open Access Plan SBC
FY16 High Deductible Plan SBC

If you have any questions as you make your health insurance decisions for FY16, please plan to attend one of the Q & A sessions listed in the summary memo above. You may also contact the Human Resources Office for questions and/or assistance.